Run your service business without chasing invoices

Flow by NBS is the operations platform Nigerian service businesses use to send invoices, track overdue payments, and manage client receivables. Stop using spreadsheets and WhatsApp follow-ups.

Service businesses lose money in the gaps. An invoice forgotten in a folder. A client who promised to pay last week. A team member who can't see what's outstanding. Flow closes those gaps so you spend more time on work that pays and less time chasing what you've already earned.

What Flow does for service businesses

Send branded invoices in minutes

Generate professional invoices with your logo, automatic numbering, and itemised line breakdowns. Email them straight to clients or download as PDF.

Track every overdue payment

See AR ageing in 30, 60, 90, and 90+ day buckets. Send payment reminders without leaving the app. Match incoming payments to invoices automatically.

One view of your business

Dashboard shows cash position, outstanding receivables, monthly revenue, and client balances at a glance. No more piecing it together across spreadsheets.

Built for your team

Multi-user access with permissions. Activity log shows who did what. Your team works together without stepping on each other's records.

Frequently asked questions

Most service businesses are running on Flow within an hour of signing up. Add your business details, invite your team, and start sending invoices the same day.

Yes. You can customise invoice branding, add notes per client, and save default terms. Each invoice is generated from your template and saved for audit.

Yes. Invoices can include VAT calculations and WHT deductions. You'll see a clear breakdown of net, VAT, WHT, and total due on every invoice.

Yes. Set role-based permissions so each team member sees what they need to see. Activity logs track every change.

Your data stays yours. Export everything (invoices, clients, payments) to CSV at any time. We never hold your data hostage.

Stop chasing invoices. Start running your business.

Book a 30-minute demo. We'll show you exactly how Flow fits your service business.

Book a demo